# Cash/Bank Accounts

<p class="doc-lead">Cash/Bank Accounts are the cash, bank, and wallet accounts used for receipts, payments, and transfers. Link payment instruments to control which methods apply to each account.</p>

<div class="doc-toc">
<p class="doc-toc-title">On this page</p>
<div class="doc-toc-section">
<div class="doc-toc-links">
<a href="#/accounts/cash-bank-accounts?id=overview">Overview</a>
<a href="#/accounts/cash-bank-accounts?id=list-view">List View</a>
<a href="#/accounts/cash-bank-accounts?id=form-fields">Form Fields</a>
<a href="#/accounts/cash-bank-accounts?id=how-it-works">How It Works</a>
<a href="#/accounts/cash-bank-accounts?id=actions">Actions</a>
<a href="#/accounts/cash-bank-accounts?id=faq">FAQ</a>
<a href="#/accounts/cash-bank-accounts?id=related">Related</a>
</div>
</div>
</div>

<hr class="doc-section-divider">

<h2 id="overview">Overview</h2>

Go to <b>Accounts → Settings → Cash/Bank Accounts</b> from the left menu.

Master data screens do not use Master Update — edit records directly from the list or view.

<hr class="doc-section-divider">

<h2 id="list-view">List View</h2>

<b>List columns</b>

`Id`, `Name`, `Branch`, `Description`

<b>Header actions</b>: <b>New</b>

<b>Row actions</b>: edit, view

<hr class="doc-section-divider">

<h2 id="form-fields">Form Fields</h2>

| **Field** | **Description** |
|-----------|-----------------|
| (see below) | Exact labels from the create/edit form |

<b>Create / edit fields</b>

Name*, Parent Account *, Branch, Description, Is OD / Credit Account, Is Primary Account (Show in dashboard), Currency. Section Opening Balance: Has Opening Balance, As on date, Opening Balance. Payment Instruments (when enabled)

<b>Form buttons</b>: <b>Save</b>, <b>Update</b>, <b>Reset</b>, <b>Cancel</b> (as applicable)

<hr class="doc-section-divider">

<h2 id="how-it-works">How It Works</h2>

<h3>Cash, bank, and wallet accounts on transactions</h3>

<p>Cash/Bank Accounts are ledger accounts used whenever money moves in or out of the business. They appear as <b>From Ac</b>, <b>Credit Ac</b>, or <b>Account</b> on:</p>

<ul>
<li><a href="#/accounts/receipt-voucher">Receipt Voucher</a> — money received into cash or bank</li>
<li><a href="#/accounts/payment-voucher">Payment Voucher</a> — money paid from cash or bank</li>
<li><a href="#/accounts/expense-entry">Expense</a> and <a href="#/accounts/prepaid-expense">Prepaid Expense</a> — payment account for the disbursement</li>
<li><a href="#/accounts/cash-transfer">Cash Transfer</a> — source and destination accounts for contra entries</li>
<li><a href="#/accounts/issued-cheques">Issued Cheques</a> and <a href="#/accounts/received-cheques">Received Cheques</a> — bank account linked to the cheque</li>
</ul>

<p><b>Branch</b> scopes the account to a branch when branch access is enabled. <b>Is Primary Account (Show in dashboard)</b> surfaces the account on the accounts dashboard. <b>Currency</b> on foreign-currency accounts drives forex gain/loss postings through <a href="#/accounts/transaction-account-map">Transaction Account Map</a>.</p>

<h3>Payment instruments and reconciliation</h3>

<p>When <b>Payment Instruments</b> are enabled, tag instruments on <b>bank</b> and <b>digital wallet</b> accounts so the <b>Payment Mode</b> dropdown on vouchers filters to matching accounts. The Payment Instruments field is not shown for cash-in-hand accounts. See <a href="#/accounts/payment-instruments">Payment Instruments</a>.</p>

<p><b>Connected reports:</b> <a href="#/accounts/reports/daybook">Day Book</a>, <a href="#/accounts/reports/cash-flow-statement">Cash Flow Statement</a>, <a href="#/accounts/reports/account-transactions">Account Transactions</a>, <a href="#/accounts/reports/payment-voucher-report">Payment Voucher Report</a>, <a href="#/accounts/reports/receipt-voucher-report">Receipt Voucher Report</a>. Use <a href="#/accounts/bank-reconciliation">Bank Reconciliation</a> to match book balances against bank statements.</p>

<hr class="doc-section-divider">

<h2 id="actions">Actions</h2>

| **Action** | **Where** | **Description** |
|------------|-----------|-----------------|
| New | List | Opens create form |
| edit | List, View | Opens edit form |
| view | List | Opens read-only view |
| Delete | View | Removes the account |
| Activate / Suspend | View (more menu) | Enables or disables the account |



<hr class="doc-section-divider">

<h2 id="faq">FAQ</h2>
<p><b>What is the difference between cash and bank here?</b><br>Both are leaf accounts used as From/To on vouchers. Bank accounts feed <a href="#/accounts/bank-reconciliation">Bank Reconciliation</a>.</p>
<p><b>Can I set opening balance at creation?</b><br>Yes. Enable <b>Has Opening Balance</b> with as-on date and amount on the create form.</p>
<p><b>How do payment instruments link?</b><br>Tag instruments on each cash/bank account so payment mode filters accounts on expenses and vouchers.</p>
<p><b>Why is an account missing on payment mode?</b><br>Check instrument filter — selecting an instrument shows only accounts tagged with it.</p>
<p><b>Can I transfer between these accounts?</b><br>Yes. Use <a href="#/accounts/cash-transfer">Cash Transfer</a> between any active leaf cash/bank accounts.</p>
<hr class="doc-section-divider">

<h2 id="related">Related Topics</h2>

<ul>
<li><a href="#/accounts/payment-instruments">Payment Instruments</a></li>
<li><a href="#/accounts/receipt-voucher">Receipt Voucher</a></li>
<li><a href="#/accounts/payment-voucher">Payment Voucher</a></li>
<li><a href="#/accounts/bank-reconciliation">Bank Reconciliation</a></li>
<li><a href="#/accounts/reports/daybook">Day Book</a></li>
<li><a href="#/accounts/accounts-settings">Accounts Settings</a></li>
</ul>